R.S.B.Y.:- Social security and healthcare for all is the motto of Government of India, and it has taken various steps in this regard. One of the important policy milestones is the Unorganized Workers Social Security Act (2008) enacted by the central government to provide the social security and welfare of the unorganized workers. A number of Central schemes are in operation and have provided protection to the beneficiaries from the unorganized worker segment. One such policy initiative in the health insurance space is RSBY that was launched in early 2008. RSBY was initially designed to target only the Below Poverty Line (BPL) households, but has recently been expanded to cover a number of non-BPL categories of informal sector workers, including street vendors, domestic workers, beedi workers, building and construction workers, and most importantly the workers who have worked for more than 15 days under MGNREGS. Government of India and the State Governments are co-financing the premium cost for enrolled beneficiaries. The program has the target to cover 70 million households by the end of the Twelfth Five Year Plan (2012-17). It was a continuous endeavor of Bally Computer Centre for rendering the smart cards to the beneficiaries in camp mode from 2008 starting with Muzaffarpur District and developed our field operating mechanisms through years of services in the field operations to become a strong pillar for the universal health care system laid down by Government of India.
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